Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Thanks Mom It turns out Mom really did know best when she laid down essential truths to live by. When Life Insurance Becomes Taxable Life insurance proceeds are generally tax-free. But not in all cases. Counteracting Capital Gains with Tax-Loss Harvesting You may have heard the phrase "tax-loss harvesting." A financial professional may be able to provide some guidance.